Getting your FREE Credit Report is the first step in knowing what’s on your credit report. Using our Credit Monitoring allows you to stay on top of your credit report on a daily basis.

Take control of your credit AND protect yourself against events that would damage your credit score and credit report.
Credit Monitoring monitors your credit report daily for key changes! Try it FREE today and also get access to the following:

• Get UNLIMITED access to your credit report!
  See the information lenders, dealers, utility companies and banks use to determine interest rates.
  
  
• Automatic email notifications of changes on your credit report
  
  
• Professional Credit Monitoring
  Use our FREE TRIAL and see the impact of financial changes instantly. Get notified via email or online every time there is change in your credit.
  
  
• CreditXpert Credit Wizard™gives you FREE tips on how to improve your Score!
  
  
• Identity Theft Protection
  Up to $20,000.00 in AIG Identity Theft Insurance to guard your standing against identity theft and fraud
  
  
• Expert Help
  If you fall victim to identity theft, our vendor will work throughout the process, answering questions, contacting creditors and agencies on your behalf, and doing anything needed to fix this problem.

FREE Online Dispute Center

Take the guesswork out of what´s happening with your credit. Enroll in your FREE 7-day trial of Credit Monitoring and get access should you find inaccurate information on your credit report, use the FREE Dispute Center! If you don't catch it, a credit reporting error can stay on your account for as long as 10 years.

More on Credit Score...
DID YOU KNOW that three little numbers (your credit score) could end up saving you hundreds, or even thousands, of dollars? Lenders use credit scores to help them determine the "credit worthiness" of consumers applying for credit cards, lines of credit, or loans. The applicant´s credit score will probably be used for figuring out whether he or she qualifies for credit, and if so, what terms and interest rates he or she will receive.

Your Credit Report directly affects your Credit Score!

• Credit Scores range from 300 to 850…the higher the score the more powerful your purchasing power!
• All lenders base approvals on your Credit Score!

Using CreditXpert Credit Wizard™ gives you FREE tips on how to improve your overall Score! This tool identifies the actions that can improve your score the most!

Credit scores are calculated based on data in your credit reports and, as fluid numbers, change over time, sometimes on a daily basis! That´s why it's so important to stay on top of your credit reports for changes that could affect your credit scores. Other than viewing your credit report on a daily basis, credit monitoring is the best way to know what's happening in your credit report.

Credit Monitoring lets you do both - it monitors your credit report for key changes and alerts you if any are found, plus you can view your credit report every day as a member!